關於個人資料保護，請詳細參閱以下內容：

為了維護個人私隱權與支持個人資料保護， Benalytics 投資教室 謹以下列聲明，向您說明 Benalytics 投資教室 蒐集個人資料之目的、類別、利用範圍及方式、以及您所得行使之權利等事項； 如果您對於 Benalytics 投資教室 的私隱政策、以下相關告知事項、或與個人資料保護有關之相關事項有任何疑問，可以和 Benalytics 投資教室 客服中心聯絡， Benalytics 投資教室 將儘快回覆說明。

適用範圍

Benalytics 投資教室 私隱政策及其所包含之告知事項，僅適用於 Benalytics 投資教室 所擁有及經營的網站。 Benalytics 投資教室 網站內可能包含許多連結、或其他合作夥伴及個別開店店家所提供的商品或服務，關於該等連結網站、合作夥伴網站或個別開店店家之網路店家的私隱政策及與個人資料保護有關之告知事項，請參閱各該連結網站、合作夥伴網站或個別開店店家之網路店家。

個人資料蒐集之目的與類別

Benalytics 投資教室 為了提供電子商務服務、售後服務、履行法定或合約義務、保護當事人及相關利害關係人之權益、行銷、客戶管理與服務、以及經營合於營業登記項目或組織章程所定之業務等目的，依照各服務之性質，有可能會蒐集您的姓名、連絡方式(包括但不限於電話、E-Mail 及地址等)、為完成收款或付款所需之資料、IP 位址、及其他得以直接或間接識別使用者身分之個人資料。 此外，為提升服務品質， Benalytics 投資教室 會依照所提供服務之性質，記錄使用者的 IP 位址、以及在 Benalytics 投資教室 相關網站或 APP 內的瀏覽活動(包括但不限於使用者所使用的軟硬體、所點選的網頁、下載的 APP)等資料，而且這些資料僅供作流量分析和網路行為調查，以便於改善 Benalytics 投資教室 相關網站或APP的服務品質，不會和特定個人相連繫。

個人資料的利用

Benalytics 投資教室 所蒐集的足以識別使用者身分的個人資料、消費與交易資料，或日後經您同意而提供之其他個人資料，都僅供 Benalytics 投資教室 於其內部、依照蒐集之目的進行處理和利用、或為完成提供服務或履行合約義務之必要、或依照相關法令規定或有權主管機關（包括但不限於法院或台灣票據交換所）之命令或要求，否則 Benalytics 投資教室 不會將足以識別使用者身分的個人資料提供給本隱私權條款未臚列的第三人（包括境內及境外）、或移作蒐集目的以外之使用。 Benalytics 投資教室 會持續保管、處理及利用相關資料。在上開蒐集目的範圍內，本商店會將所蒐集的個人資料，提供予合作廠商（包括但不限提供本服務之Stripe）以協助交易完成或終止。若選擇以信用卡方式支付，僅限信用卡持卡人本人使用，且得就此交易資料向發卡銀行、收單行及持卡人照會並確認是否屬實，於核對無誤後付款程序才算完成。依上開蒐集目的所取得的個人資料，可能會傳送至您的國家或地區以外的地方進行保存或處理，且於符合個人資料保護法的情況下才會將您的資訊傳送至境外。

資料安全

Benalytics 投資教室 將以合於產業標準之合理技術及程序，維護 Benalytics 投資教室 個人資料之安全。

資料當事人之權利

資料當事人可以請求查詢、閱覽本人的個人資料或要求給予複本。若您的個人資料有變更、或發現您的個人資料不正確，可以向 Benalytics 投資教室 要求修改或更正；如您所提供之資料錯誤或缺漏，則不受本私隱政策之保護。當蒐集個人資料之目的消失或期限屆滿時，您可要求刪除、停止處理或利用個人資料。但因 Benalytics 投資教室 執行職務或業務所必須者，不在此限。因應歐盟個人資料保護法規（European Union General Data Protection Regulation, GDPR），歐盟國家使用者將暫停使用 Benalytics 投資教室 之各服務。若您有任何詢問，請與 Benalytics 投資教室 客服中心聯絡。

Cookie

為了便利使用者， Benalytics 投資教室 網站可能會讀取儲存在使用者電腦中的cookie資料。使用者可以經由瀏覽器的設定，取消、或限制此項功能，但可能因此無法使用部份網站功能。若您想知道如何取消、或限制此項功能，請與 Benalytics 投資教室 客服中心聯絡。

此外，本公司亦可能會使用第三方提供的應用程式，例如︰ Facebook和Google Inc.來紀錄網站流量和於本網站上的其它活動。

這些第三方公司會使用tracking tags 和 cookies 等技術進行網站活動分析。Tracking tags和cookies等技術收集包括本公司網站的訪客人數，行為特性和使用習慣等資料，從而提供更準確的報告及營造更理想的市場推廣 。

此等技術收集的資訊為集體統計資料。本公司並不會為此統計而向這些第三方公司提供或得到可識別您個人身份的資料，亦不會透過此等技術儲存客戶的個人資料。

欲進一步瞭解Facebook和 Google Inc.對cookie的使用及其資料收集政策與取消的指示，您可瀏覽：

• Facebook
• Google Inc.

Terms and Conditions of Use

The following terms applies to all Products or Services provided by Benalytics. Products or Services include but not exclusive to all courses, seminars, services, consultations, trading systems, trading strategies, trading rules, software, sub-routines delivered in any form or format.

1. Terms

By subscribing or purchasing the Products or Services, the customer agrees that he/she/the company has read and understood the risk warning and understand the risks involved in financial trading and investing. If the customer does not agree with any of these terms, the risk warning, or disclaimer, he/she/the company is prohibited from subscribing or purchasing the Products or Services.

2. Use License

1. Permission is granted to use the Products or Services in analyzing activities for non-sale purposes only. This is the grant of a license, not a transfer of title, and under this license user(s) may not:
   1. modify, share or copy the Products or Services;
   2. use the Products or Services for any commercial purpose, or for any public display (commercial or non-commercial);
   3. attempt to decompile or reverse engineer any software or strategy contained;
   4. remove any copyright or other proprietary notations from the Products or Services;
   5. transfer the Products or Services to another person or company or ‘mirror’ the Products or Services on any other server.
2. With specific regard to the trading system formulas and code, you explicitly agree not to re-distribute or share them in any form. Failure to comply with these terms will result in immediate removal of the using rights and possible legal action taken against you.
3. This license shall automatically terminate if user(s) violates any of these restrictions and may be terminated by Benalytics at any time. Upon terminating the using rights of these Products or Services or upon the termination of this license, a customer must destroy any Products or Services in one’s possession whether in electronic or printed format.

3. Disclaimer

The Products or Services are provided ‘as is’. Benalytics makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, Benalytics does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the Products or Services.

4. Limitations

In no event shall Benalytics be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption,) arising out of the use or inability to use the Products or Services.

5. Revisions and Errata

The Products or Services could include technical, typographical, photographic or any errors. Benalytics does not warrant that any of the Products or Services released or shown are accurate, complete, or current. Benalytics may make changes to the Products or Services at any time without notice. Benalytics does not, however, make any commitment to update the Products or Services.

6. Refund Policy

If a customer has any doubts about the value of Products or Services provided, then he/she/the company should refrain from purchasing. It is down to the purchaser or subscriber to ensure that they have the correct computer specifications and requirements before purchase. No refunds will be issued in any situation.

7. Privacy

Email addresses and personal details may be stored by Benalytics to contact you regarding any Products or Services. These contact details will not be shared with any third parties.

8. Copyright Statement

Users agree not to copy, reproduce, display, distribute, alter or otherwise use provided content, in whole or in part, in any manner without the prior written consent of Benalytics.

Any person or company receiving the Products or Services, agrees to not retransmit, sell, rent, sublicense, publish, broadcast, perform, circulate or otherwise commercially exploit either the information or other content of the owner, Benalytics, in any manner without his written consent.

9. Risk Warning

User(s) agrees to have read and fully understood the risk warnings and disclaimers detailed here. The following risk warning applies to all Products or Services delivered by Benalytics.

Trading Activities include investment and speculation on equities, foreign exchange, cryptocurrencies, CFDs, indices, futures, commodities, and any form of derivatives, with or without margin. Trading Activities carry a high level of risk and may not be suitable for all individuals or companies. The use of leverage can work against as well as for a trader or a company. A trader or company should carefully consider one’s investment objectives, level of experience and risk appetite. The possibility exists that a trader or a company could sustain a loss of some, or all of the initial investment. Therefore a trader or a company should not invest money that one cannot afford to lose. In some cases it is possible to lose more than initial investment as it is not always possible to exit a market at the price a trader or a company intends upon doing so. There are also risks associated with utilizing an Internet-based trade execution software application including, but not limited to, the failure of hardware and software. A trader or a company should be aware of all the risks associated with investing or speculating activities and seek advice from an independent financial advisor if one may have any doubts. The information made available is for general information and use and is not intended to address particular requirements. In particular, the information does not constitute any form of advice or recommendation and is not intended to be relied upon by users in making, or refraining from making, any investment decisions. Benalytics will not accept liability for any loss or damage, including but without limitation to, any financial loss, which may arise directly or indirectly from use of or reliance on such information either provided by Benalytics. Users need to exercise good judgment and seek advice from a qualified consultant, before accepting any of the information that is given.

Past performance is not necessarily a guide to future performance. No guarantee is being made that any individual will be able to replicate hypothetical performance results. There are certain factors that can cause a sharp difference between the price that is read off the chart and the price that is actually achieved when a trader attempts to enter or exit a position. Such factors include but are not limited to, the effect of slippage on stop orders or the failure of an individual’s broker to fill them at a requested price.

One of the limitations of hypothetical performance results is that they are generally prepared with the benefit of hindsight. In addition, hypothetical trading does not involve financial risk and no hypothetical trading record can completely account for the impact of financial risk in actual trading. For example, the ability to withstand losses or to adhere to a particular trading program in spite of trading losses are material points which can also adversely affect actual trading results. There are numerous other factors related to the markets in general or to the implementation of any specific trading program which cannot be fully accounted for in the preparation of hypothetical performance results and all of which can adversely affect actual trading results.

Benalytics does not take any responsibility towards trades taken by any users of the Products or Services and no rights can be derived from such Trading Activities. The trader or company is solely responsible for the trading results. The users agree that they will not hold Benalytics liable for any trading decisions or actions based directly or indirectly on the Products or Services covered. All opinions expressed by Benalytics are subject to change without notice, and trader(s) should always obtain current information and perform due diligence before trading.

The Products or Services are sold as analytic tools for investors, traders, trading funds or institutes and are not recommendations to buy or sell securities, nor an offer to buy or sell securities.

Users are stating that you understand and agree to be bound by the terms and conditions of this user agreement. If users disagree with anything, please do not use the Product.

10. Distribution

The Products or Services are not intended for distribution, or use by, any person in any country where such distribution or use would be contrary to local law or regulation. None of the Products or Services is intended to be available to persons residing in any country where the provision of such Products or Services or Trading Activities would be contrary to local law or regulation. It is the responsibility of user to the Products or Services to ascertain the terms of and comply with any local law or regulation to which they are subject.